Loan Programs

What we help you access

Loan programs

These are categories of business-purpose financing StarrMark helps clients access through private and institutional capital sources. StarrMark is not the lender.

DSCR

Financing for income-producing rental property, qualified primarily on the property’s cash flow rather than personal income.

Best for

  • Long-term rental investors
  • Buy-and-hold operators
  • Investors scaling a portfolio

Highlights

  • Qualifies on property cash flow
  • Available for single properties
  • Business-purpose only

Requirements

  • Non-owner-occupied investment property
  • Individual or entity borrower
  • Property-level financials

Fix & Flip

Short-term capital for acquiring and renovating investment property for resale.

Best for

  • Rehabbers and value-add investors
  • Short-hold strategies
  • Active flippers

Highlights

  • Covers acquisition and renovation
  • Short-term structure
  • Investment-purpose only

Requirements

  • Non-owner-occupied property
  • Renovation scope and budget
  • Defined resale or refinance exit

Bridge

Short-term transitional financing between acquisition and a longer-term exit or sale.

Best for

  • Time-sensitive acquisitions
  • Repositioning a property
  • Investors awaiting permanent financing

Highlights

  • Short-term and transitional
  • Bridges to a takeout
  • Business-purpose only

Requirements

  • Non-owner-occupied real estate
  • Clear exit or takeout plan
  • Investment or business use

Ground-Up Construction

Financing to build new investment or business-purpose real estate from the ground up.

Best for

  • Developers and builders
  • New-construction investors
  • Ground-up projects

Highlights

  • Covers construction phases
  • For ground-up builds
  • Investment or business-purpose

Requirements

  • Project plans and budget
  • Build timeline
  • Non-owner-occupied or commercial use

Small Commercial

Financing for small commercial real estate held for business or investment.

Best for

  • Small commercial owners and investors
  • Mixed-use properties
  • Business-purpose owner-users

Highlights

  • Small-balance commercial
  • Range of asset types
  • Business-purpose only

Requirements

  • Commercial or non-owner-occupied property
  • Business or investment use
  • Property and entity details

Rental Portfolio

Financing structured around multiple rental properties held together as a portfolio.

Best for

  • Investors with several rentals
  • Consolidating multiple properties
  • Scaling operators

Highlights

  • Portfolio-level structure
  • For multiple properties
  • Business-purpose only

Requirements

  • Multiple non-owner-occupied rentals
  • Portfolio-level financials
  • Entity borrower typical

Land

Financing secured by land held for investment or future development.

Best for

  • Land investors
  • Developers holding for entitlement
  • Future-build plans

Highlights

  • Land-secured
  • Investment-purpose
  • Pre-development holding

Requirements

  • Non-owner-occupied land
  • Investment or business purpose
  • Use or exit plan